Having a valid health insurance cover is a great step towards resting easy knowing you will not have to worry about hospital bills if you fall sick. For Tanzanians, opting for one of the available NHIF Tanzania insurance packages that suit your needs may be the way to go.
The National Hospital Insurance Fund (NHIF) Tanzania launched the long-awaited treatment packages at the end of November 2019. Although the government is striving to provide affordable healthcare to the nation, how well do you know the Tanzania national health insurer or the packages it launched and the services on offer?
What is NHIF Tanzania?
NHIF Tanzania is a social health insurance scheme that was established in 1999 under CAP 395 with the objective to provide accessible healthcare to all Tanzanians.
The category of members eligible to benefit from this scheme include;
- Public employees
- Private or self-employed individuals
- Peasants in Cooperative societies (Ushirika Afya)
- Bunge Scheme for Members of Parliament
- Children under 18 years (TOTO Afya)
- Private sector employees such as Private Companies, Associations, and NGOs
- Retired NHIF members
- Religious leaders such as clergies
- Members of Zanzibar House of Representatives
How can I join NHIF?
The scheme covers Tanzanians of all ages regardless of where they work. It can be for the government, the private sector or self-employed. The NHIF Tanzania membership registration form can be found on their official website.
To join, download the NHIF Tanzania forms provided below and fill them before presenting them at any NHIF office for approval.
- Membership registration form
- Student registration form
- Toto Afya Kadi registration form
- Employer registration form
- Mutual member registration form
- Private individual registration form
- Mutual group registration form
- Retiree registration form
- Ushirika Afya form
Although all the above forms can be downloaded, filled and presented to any NHIF office, online registration is available for students only.
The online registration is meant for students from higher learning institutions that are accredited by the fund to apply for the NHIF card online without having to visit an NHIF office.
Access the NHIF Tanzania portal, register online, and follow the instructions to fill the form.
What do you need to register for NHIF cover?
- Identification card; either a driving licence, passport, voter’s card or national ID.
- Recent coloured photo passport
- For religious denominations wishing to register with NHIF should submit a registration request letter to any NHIF office nearby.
- For children under the age of 18 years, a birth certificate will be needed.
- Learning institutions wishing to register their students must apply and be registered to the Fund as an employer.
- Mutual groups wishing to register to NHIF should accompany their application forms with their registration certificate, Constitution, list of all members and TIN Number Certificate.
- To register a spouse as a dependant you must include an identification card and marriage certificate.
- To register a parent as a dependant you must include an identification card for the parent and the contributor’s birth certificate.
- To register a spouse’s parent as a dependant you must include an identification card for the spouse’s parent, birth certificate of the spouse and the contributor’s marriage certificate.
What services does NHIF cover?
The special approval can be accessed on their website’s conditions for special approval page for more guidance.
What are the new NHIF Tanzania packages?
The recently launched NHIF Tanzania new packages have made it easy for all Tanzanians to join the NHIF, especially those who were unable to access health services due to their limited financial possibilities.
Through a wide network of accredited health facilities, NHIF Tanzania dedicates itself to provide quality social health insurance to all Tanzanians to access affordable health care services. The packages launched are;
- Najali Afya Premium
- Wekeza Afya Premium
- Timiza Afya Premium
How much does the NHIF Tanzania cost per year?
The recently launched NHIF Tanzania price list 2019 shows the amount of money you should contribute to NHIF for the services. Below is a table that shows the NHIF Tanzania cost payable yearly.
However, a contributor who has more than 4 children under 18 years depending on him or her can apply for the Toto Afya card and pay a yearly fee of Tsh. 50,400 per child.
KIKOA is a health insurance scheme for groups in the informal sector who have registered special groups of entrepreneurs like motorcycle and food vendors with members not less than 10.
As per the NHIF regulations, a KIKOA member can add his/ her spouse and 4 legally recognized dependants and contribute Tsh. 76,800 yearly. Membership expires after a year unless renewed.
A private individual can also join the scheme and register dependants as per the guidelines of NHIF and contribute an annual fee of Tsh. 1,501,200.
Ushirika Afya member pays Tsh. 76,800 annually. Although one has an option to add their spouse, parent, and parent of spouse, you will pay an extra Tsh. 76,800 for each person added and Tsh. 50,400 for every child under 18 years.
Students registered under learning institutions will pay Tsh. 50,400 annually up to their graduation year.
How can I check my NHIF payment?
To check the status of your payments, visit the nearest NHIF office along with his NHIF card. You will be verified through the NHIF Tanzania service portal before you are given or shown the status of your payments.
NHIF Tanzania contacts
To get in touch with the headquarters office, use the NHIF Tanzania postal address below or visit their official website’s contacts page to get contacts of your nearest NHIF office all over the country.
NHIF Building, Tambukareli
Jakaya Kikwete Road
P. O. BOX 1437
- Phone: +255 26 2963 887/ 2963 888
- Hotline: 0800 1100 63
- E-mail: firstname.lastname@example.org
- Facebook: @nhiftz
- Twitter: @nhiftz
NHIF has widened its coverage by introducing different ways Tanzanians can join the scheme. After launching the new packages, NHIF unveiled a mobilization campaign for all Tanzanians to join the various health insurance packages that will enable them to contribute depending on their financial ability and get treatment without having to pay cash.
The new NHIF Tanzania packages are in line with the government’s effort to achieve Universal Health Coverage (UHC) targets, which aim at providing all Tanzanians and communities with quality preventative, promotive, curative, palliative and rehabilitative health services at affordable fees.